汇市新闻

个人境内提取外币现钞政策未变化:超1万美元需报备能

日期:2017-09-13
9月12日晚间,外管局在官方微博发布消息称,近期未出台个人境内提取外币现钞的新规定。根据2007年《个人外汇管理办法实施细则》,个人可凭本人有效身份证件在境内银行提取当日累计等值1万美元以下的(含)外币现钞,超过1万美元的需向当地外汇局事前报备。

这一表态是对近日一则流传的“外管局新规”做出的回应。据该消息,有银行业人士透露,即使近期人民币处于升值的趋势下,官方对人民币的管制仍然没有放松,甚至还有收紧的趋势。目前人民币兑换美金每日提取最高限额调整为1万美元,不可连续两日以上提取,一周之内最多只能取两次。“如果需要连续两天以上提取,需要外管局的证明文件,这是一个月之前下发的新规定,目前取美元还是有一定限制的。”
 

个人境内提取外币现钞政策未变化:超1万美元需报备能(图1)
事实上,近一年多以来,外管局已多次对类似的市场消息做出澄清。例如在今年初,个人申购外汇填写的《个人购汇申请书》新增了更加详尽的购汇用途和用汇时间,并再度重申禁止包括境外买房、证券投资等类投资,违者将列入“关注名单”。这一新政迅速引发市场热议,并被挂钩“资本管制”,人们担心每年5万美元的购汇额度是否会被调整。对此,外管局有关负责人表示,个人年度购汇便利化额度没有变化,新政对境外留学和旅游等正常用汇也没有影响,主要是为打击虚假申报、骗汇、洗钱等违规使用行为。
 
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